if its the same in the states as it is in canada - I would invest in a way that doesn't involve tax implications AT ALL. This can be done numerous ways, as conservatively or as aggressively as you want. (GICs, Bonds, Mutual Funds, Stocks) You do NOT want to be dealing with tax penalties, which in some cases cost more than the profit you will make from some very aggressive investing. (meaning, you might as well put the money in your piggy bank) word.

1

__________________