^ Yeah, pretty much. Why would you donate a grand to RV?

If you put $1,000 into an IRA account (assuming you're around 18) then you'll have slightly under $100,000 by the time you're 70 and ready to retire. And that's if you don't add ANYTHING to the account, just one grand now. Instead you're going to give it away to some dumbass who's going to blow it all on weed and a lap dance? Lmao, the people on this site make some of the most dumbass financial decisions I've ever seen in my fucking life. Jesus Christ.