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 Because in your belief "in the shitter" means "Depression" right?
 What happened in the far past can't be repeated to this day. People can lose jobs but we have a central bank. The Great Depression can never repeat itself and that's why we have the federal fucking reserve. We can degrade, and progress. . . That's all, in this elastic economy. So stop acting like a bunch of bank branches are going to collapse (impossible) which will lead to a series of other things that fucks up our entire economy and puts the world in a stumbling point with money.
 
 It's simply a fairy tale.
 
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