Hey man, look on the bright side, no matter how much debt you're in, you're in a warm house, on the internet with food to eat.

It's a lot better than other people's situations.

I used to be in debt, I've climbed out and I'll never go back because I've learned how to manage money better and I also make a shit load more than I used to.

But after I got out I felt so selfish for being worried about such a petty thing like owing money when I could be in way worse of a situation.