naw i don't have an effects card... its kind of a hassle.. to take the sample back and forth on the mpc... and add effects using cooledit or whatever... and bring it back to the mpc... so basically i rarely use effects... i just have work arounds... for the flanger effect... and that delay effect... plus other stuff to widen the stereo field of the sample...
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if its worth it i don't know... there should be alternatives like a lexicon mp100 http://cgi.ebay.com/ws/eBayISAPI.dl...&category=41784
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for me sometimes having effects makes me lose focus on finishing the beat.... i remember when i was using fruity... of course... the effects were right at my fingertips... and i would spend minutes to hours to fiddlin' with the effects... and all i would have laid down is one pattern... knowing that i need to make a full song... so it really bogs me down anyways...