you should ask the people down at your local computer hardware store and tell them your exact situation and they should be able to get you good help yo cuz like you said thats all your basically gunna get here..there are many different cards and programs you can get but with a price range and what not who knows your exact situation better than you ..so there you go..
i use..
12$ mic
80$ soundcard
CEProV2.0 & Soundforge
as long as you can mixdown ya track nice and not over-do it you can still get good quality with little effort & money...



one..