dude, with out credit you do realize 90% of the shit people own...they couldn't own.

jsut becuase you have debt, doesn't mean you are broke

credit allows people to make payments, its the people that over extend themselfs that are fucking morons

hence, bad credit


but you still haven't brought up one valid point as to why gold is more useful, becuase if you think that if we went back to a gold standard, and we'd better off, you might aswell have a look around, becuase these will be the best times we see

our economy would go so far down and we'd go into another depression for the next 3 decades, atleast.

__________________